We provide a wide range of loan options to suit your needs.
Our offerings include conforming loans, non-conforming loans (also known as specialty loans), and non-traditional loans. We cater to various financial situations, offering specialty loans such as Bank Statement, ITIN and Foreign National, Investor, Construction/Renovation, Reverse Mortgages, as well as non-QM and jumbo loans. Additionally, we provide conventional loans backed by Fannie Mae and Freddie Mac agencies, as well as government loans such as FHA, VA, and USDA loans.
Our loan options can be broadly classified into two categories: conforming loans and non-conforming loans.
Conforming loans:
Conforming loans adhere to the guidelines and loan limits set by government-sponsored enterprises such as Fannie Mae and Freddie Mac. These loans are ideal for borrowers who meet the standard requirements in terms of creditworthiness, income stability, and down payment. Conforming loans typically offer competitive interest rates and favorable terms, making them a popular choice for many borrowers looking for traditional financing options.
Non-conforming loans
Non-conforming loans, also known as specialty loans, are designed to meet the needs of borrowers who may not qualify for traditional loans. These loans are more flexible in terms of eligibility criteria, allowing individuals with unique financial situations to access the funds they need. Our non-conforming loan programs include options such as Bank Statement loans for self-employed individuals, ITIN and Foreign National loans for those without a Social Security Number, Investor loans for real estate investors, Construction/Renovation loans for those undertaking construction projects, and Reverse Mortgage loans for homeowners aged 62 or older. We also offer non-QM and jumbo loans, catering to borrowers who may not meet traditional underwriting criteria or require financing beyond the conforming loan limits.
We take pride in our diverse range of loan options, ensuring that no matter your financial circumstances or unique needs, we have a loan program that can help you achieve your goals. Our experienced team is here to guide you through the loan application process, answering your questions and providing personalized support along the way. Explore our website to learn more about our loan offerings and take the first step toward securing the funding you need.